Simple, honest pricing
One plan. No surprises.
Everything you pay for is listed below, in the order you'd actually pay it.
$150per month
Plus a one-time $199 first-work fee, charged after your first round of disputes is sent — nothing is due at signup.
- Full 3-bureau credit report analysis — every negative account broken down, with which bureaus it's reporting on
- Custom dispute letters drafted and sent each round (not templates)
- Ongoing rounds every 30–45 days as bureaus respond
- A credit-building action plan — utilization targets, account mix, what to open and when
- Direct access to me for questions between rounds
- Monthly progress updates so you always know where you stand
- No contracts — cancel anytime
Your first-work fee covers
Intake, a full report review, your personalized game plan, and your first round of disputes.
Your credit report ($1)
IdentityIQ charges $1 for a 7-day trial, then bills monthly (currently around $29.99–$34.99). You can cancel anytime once we have your report. That charge is theirs, not mine.
Pull my 3-bureau report